Services & Benefits
What is financial planning?
“Financial planning is the process of meeting your life’s goals through proper management of your finances. Your life’s goals may include buying a home, saving for your children’s education and planning for retirement”.
This implies that financial planners should be strategists, offering a process of professional advice to their clients to assist in the setting and meeting of financial and lifestyle goals.
What advice and services can NewCourse Financial offer?
NewCourse Financial can provide you with advice on the following:
Strategies
- Guidance on budgeting and goal setting
- Savings and wealth creation strategies
- Investment planning
- Superannuation planning
- Pre-retirement planning
- Retirement planning
- Risk and insurance analysis
- Estate planning considerations
- Centrelink planning
- Business succession planning
Products
- Master trust products
- Geared products
- Superannuation products
- Retirement income streams
- Personal and group insurance
- Business succession insurance
Financial planners as professionals
Comprehensive financial planning requires knowledge in a wide range of disciplines, including tax, accounting, structures, pensions, annuities, superannuation, investment, risk management and estate planning.
As a result, it is a process that should be based on independent advice from a professional person, not on the sale of product from a person who is paid to facilitate transactions.
Advising Australians – the worth of advice
Without a financial planner’s expertise and help many people may retire without sufficient funds, pay tax unnecessarily, achieve lower investment returns, remain under insured or miss out on available social security support.
With appropriate advice, you will pay for professional knowledge. Anything of value needs to be paid for.
Professional advice, whether it is from a doctor, lawyer, broker or any other professional, has value and is worth the charge.
